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About Us

Located in Wilmington, North Carolina, Coastal Insurance Advisors believes our client families and agency friends are our most precious assets. Over time, these families and friends have grown and acquired autos, homes, businesses and other important assets to enhance their changing lifestyles.

Our independent insurance agency is here to help our clients secure the assets and the resources that provide their families comfort. Call us today for a review of any of your insurance needs including auto/car insurance, homeowners insurance, life insurance, business/commercial insurance, wedding insurance, accident insurance, cancer insurance, long-term care insurance, short & long-term disability insurance, annuities, and retirement planning.

We understand that insurance can be a bewildering topic. Sometimes the most difficult part of getting insurance is finding an agent who actually listens to your needs and provides you with the most cost-effective plan. If you have any auto insurance questions, please do not hesitate to call us or submit our contact form. We do not simply answer your auto insurance questions. We can also answer any other questions you may have regarding your current insurance plan, and how we can provide you with the coverage that fits you and your family best.

An Independent Advantage

We are Independent Agents in Wilmington, North Carolina, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Coastal Insurance Advisors represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.